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Smart Kids Save (SKS) Account

A saving account for minors; children under 18 years of age.


  • Opening and minimum operating balance is UGX 10,000.
  • No service and account maintenance fee is charged.
  • Three (3) free withdrawal per quarter (OTC).
  • UGX 10,000 is charged for extra withdrawal.
  • Payment of cheques and dividend warrants into the account.
  • Interest earned @ 5% for amounts above UGX 150,000.
  • One free banker’s cheque per quarter.
  • Also available in other foreign currencies.
  • Free Internet Banking, Email alerts & Mobile Banking.



  • One passport photo of each signatory and Smart Kid
  • Valid ID for each signatory (Passports/copy of Smart Kid's birth certificate/Child health card/Baptism cards)
+256 703 718 500